Free tools for the money questions that come up most. They run entirely in your browser, ask for no sign-up and send nothing anywhere. Every figure that comes from the government, like 2026 tax brackets or retirement limits, is linked to its official source on the calculator’s page.
Taxes
- Federal Income Tax Calculator (2026): your 2026 federal income tax and bracket
- Paycheck Calculator (2026): take-home pay after federal tax, Social Security and Medicare
Retirement
- 401(k) Calculator (2026 Limits): what your 401(k) could grow to, with 2026 limits
- Roth vs. Traditional IRA Calculator: which IRA leaves you more after tax
Saving, budgeting and credit
- 50/30/20 Budget Planner: split take-home pay into needs, wants and savings
- Emergency Fund Calculator: how much cushion you need and how long it takes
- Savings Goal Planner: the monthly amount to hit a savings goal
- Debt Payoff Calculator (Avalanche vs. Snowball): avalanche vs. snowball payoff plans
- Loan Comparison Calculator: monthly payment and total cost of up to three loan offers
- How Much House Can I Afford?: a home price that fits a debt-to-income ratio you choose
- Net Worth Tracker: what you own minus what you owe, kept in your browser
Investing
- Compound Interest Calculator: how savings grow over time
All results are estimates, not tax or financial advice. Spotted an error? Please tell us through the Contact page.