Comparing loan offers for a car, a personal loan or a refinance? Enter up to three offers side by side to see the monthly payment, total interest and total cost of each, including upfront fees.
Side-by-side comparison
| Loan | Monthly | Interest | Total cost |
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Estimate only, not tax or financial advice. It assumes fixed-rate, fully amortizing loans paid on schedule. Fees here are added to the cost, not financed. Compare the APR and terms on each lender’s official disclosure before you sign.
How this works
Each payment covers that month’s interest and pays down some principal, so early payments are mostly interest (this is amortization, as the CFPB describes). Monthly payment = P × i ÷ (1 − (1 + i)−n), where i is APR ÷ 12 and n is the number of months. Total cost = payments × months + upfront fees.
Sources
Figures checked against the sources above on October 24, 2026. By Fintrovert.